Commentary: Consumer Financial Protection Bureau Regulations Strangle Innovations Like Google Wallet, PayPal

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ANALYSIS/OPINION: Be wary whenever a federal agency issues a professedly benign regulation. Even the devil can quote scripture. Under the Administrative Procedure Act (APA), 5 U.S.C. 553(e), federal agencies are required to “give . . . interested person[s] the right to petition for the issuance, amendment, or repeal of a rule.” In other words, if persons…

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